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Laura Leyshon: Gran Canaria Estate Agent: 608169845

Professional and personal services for foreign buyers and sellers in Gran Canaria

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The Complete Guide To Gran Canaria Mortgages 2019

November 8, 2018 by Laura Leyshon

A complete guide to getting a Gran Canaria mortgage in 2019 by local estate agent Laura Leyshon

Getting a local mortgage in Gran Canaria requires a fair bit of paperwork. However, interest rates are low and Spanish banks are lending with good conditions. Here’s my guide to getting a Gran Canaria mortgage in 2019. [Read more…]

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Filed Under: BUYING GRAN CANARIA PROPERTY Tagged With: Gran Canaria mortgage, Gran Canariua property, Las Palmas mortgage, Las Palmas property

Gran Canaria Mortgage? Bank Valuations Can Bump Up Your Tax Bill

July 10, 2018 by Laura Leyshon

Getting a Gran Canaria mortgage? Don't let an inaccurate bank valuation cost you a fortune

 

The valuation (tasación) your bank makes when you apply for a mortgage has a significant effect on your Gran Canaria property purchase.

  • If it’s too low, you don’t get the mortgage or have to provide more capital.
  • If it’s too high, it can cost you a fortune in extra tax payments.

[Read more…]

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Filed Under: BUYING GRAN CANARIA PROPERTY Tagged With: Gran Canaria estate agent, Gran Canaria mortgage, Gran Canaria mortgage help, Gran Canaria property expert, Gran Canaria property help, Gran Canaria property tips, Gran Canaria tasacion, Las Palmas property

The Ultimate Guide To Getting A Gran Canaria Mortgage In 2017

March 27, 2017 by Laura Leyshon

Complete guide to getting a Gran Canaria mortgage in 2017
The complete guide to getting a Gran Canaria mortgage in 2017 by Laura Leyshon

Here’s pretty much everything you need to know about getting a Gran Canaria mortgage in 2017…

Getting a Gran Canaria mortgage

Getting a mortgage in Gran Canaria involves lots of paperwork but isn’t a particularly complex procedure.

However, depending on the bank and on your circumstances, it can take anything between seven days and four months to go from application to approval.

Here are a couple of vital points to bear in mind… [Read more…]

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Filed Under: BUYING GRAN CANARIA PROPERTY Tagged With: Gran Canaria mortgage, Gran Canaria mortgage 2017, Gran Canaria Property, Las Palmas mortgage, Las Palmas property

Gran Canaria Property: What Is The Clausula Suelo?

May 3, 2016 by Laura Leyshon

What is the clausula suelo and how does it affect Las Palmas de Gran Canaria propertyy owners
What is the clausula suelo? How does it affect Las Palmas de Gran Canaria propertyy owners

The clausula suelo and how it affects Gran Canaria property owners

Spanish banks have long included a minimum interest rate clause in their mortgage contracts. It guaranteed their profits even during periods of low interest rates.

It also left lots of people paying high rates when the EURIBOR is at a record low.

In 2013, the Spanish Supreme Court said the clauses were illegal in these circumstances… [Read more…]

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Filed Under: Las Palmas Property News Tagged With: clausula suelo Gran Canaria, Clausula suelo Las Palmas, Gran Canaria mortgage, Las Palmas mortgage, Las Palmas mortgage lawyer

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I'm Laura Leyshon and I help foreign property buyers and sellers in Gran Canaria. I work with RE/MAX Cony Overseas, one of the island's oldest and most prestigious agencies, and I offer a complete, professional service with a personal touch. If you want to buy or sell property in Gran Canaria and want to work with one good agent, please get in touch. Read More…

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